A home refinance could get you out of debt.
Debt is something that a lot of Americans have. It is not something that anyone really wants to have though. Most Americans have charge cards, and most Americans carry balances on them from month to month. They pay interest on them, and credit cards often carry high interest rates. A home refinance could get you out of debt. Of course, you would still owe money on your mortgage, but the equity in your home may be enough to pay off those high interest charge cards, leaving you with only a monthly mortgage payment to make.