Advantages of Not Having to Repair Credit Score
Sometimes, you do not need to repair credit score even if it is bad. Without repairing credit, you may not have a credit at all. The good thing about not having credit at all, though, is that you are forced to live within your means.
That will allow you to make realistic plans around what you actually make. This will at first seem very difficult but as you plan your finances and make cuts where you need to it will start to feel good that you are able to survive without credit.
Hopefully this will help you to improve your life long-term and create lots of opportunity.