Have to locate no cost refinance

Nine weeks ago someone I just met was searching for guidance on acquiring no cost refinance. A guy named Harry stated that the best idea would be to seek on the internet, because that normally gives the most accurate answers if done correctly. On the other hand a different person suggested the exact opposite. Then following much searching, the solution was detected, after completely discarding what the first person said. It all worked out fine and I am happy because I am aware that many persons just are not aware where to look for these solutions. Lots of people are wondering to themselves other questions about this issue. There is a lot of crap out there and everyone has to be cautious who to take advice from.