True Need for Foreclosure Help
Some people have true need for foreclosure help whereas others are not in true need yet but they say that they are to get help early on. Leaving things to the last minute is not a good idea but there are many organizations that will not help you unless you have been in default for quite a while.
There are people who can help when you are not even in default yet.
When you detect the problem early on, you can work towards preventing foreclosure rather than making the bank go away when they have already sent the foreclosure notice.